You can start applying now, but you’re off to a good start on clubs and grades. Most of the time a college is going to look at your last two years of high school. If you’re paying someone to do a scholarship search then it’s a rip off. Legit companies do scholarship searches for free. You shouldn’t have to pay anything to apply for a scholarship either. Most of the time if you’re eligible for the scholarship they want you to write a paper or send a creative video, etc. Good luck!
The previous post was right on. Also, a lot of scholarships will ask that you are at least a junior in high school. However, I would go ahead and browse websites like fastweb and talk to school guidance counselors as early as you’d like. There are many forms of aid out there looking to extend money to folks as early as middle school.
Junior year for most all, Sat, ACT’s and admission forms all have to be processed first. You may apply for a fee waiver at the college or university to cover admission fees. K-12 schools rarely fund college scholarships and when they do it’s very low (not even enough to pay tuition).